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    <title>CalculatorManager — new and updated calculators</title>
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    <description>Free calculators that show the formula, the worked example and the source behind every result. Everything runs in your browser.</description>
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    <lastBuildDate>Tue, 27 Oct 2026 17:03:17 GMT</lastBuildDate>
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      <title>Bond Yield Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>Find a bond's yield to maturity, current yield and yield to call, and see exactly how current yield and yield to maturity differ on the same bond.</description>
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      <title>Portfolio Allocation Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>See how far your portfolio has drifted from its target mix and the exact buy and sell amounts to rebalance it — including how to do it without selling.</description>
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      <title>Risk Assessment Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>A free ten-question risk tolerance quiz that shows whether you are a conservative, moderate or aggressive investor, with the scoring shown in full.</description>
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      <title>Retirement Investment Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>Find out how much your retirement savings could grow and how long they would last, with a drawdown that charges your fee and rises with inflation.</description>
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      <title>Stock Portfolio Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>Calculate your whole stock portfolio's gain or loss, return percentage and annualised performance across every holding, with each position weighted.</description>
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      <title>Bond Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>Work out a bond's fair price from the yield you require, and see how to calculate bond price by hand with the present-value formula behind it.</description>
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      <title>Options Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>Find the break-even price, maximum profit and maximum loss on any call or put trade, with Black-Scholes pricing and the Greeks behind the number.</description>
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      <title>Futures Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>Work out your futures P&amp;L and tick value for ES, NQ, CL or any other contract, plus how much margin you actually need before you place the trade.</description>
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      <title>Forex Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>Convert pips to dollars for any currency pair and see your net profit after spread and commission, with the margin your chosen leverage requires.</description>
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      <title>Annuity Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>See how much monthly income a fixed annuity could pay, how an ordinary annuity differs from an annuity due, and what fees and taxes take from it.</description>
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      <title>Present Value Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>Find what a future payment is worth in today's money, including the present value of monthly payments, with the discounting shown step by step.</description>
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      <title>Future Value Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>Project what a lump sum or a regular monthly contribution will be worth later, and see exactly how compounding grows retirement savings over time.</description>
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      <title>FHA Loan Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>Calculate your FHA loan payment with upfront and annual MIP by loan size and LTV, the 3.5% minimum down, and your county limit — from HUD's 2026 figures.</description>
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    <item>
      <title>VA Mortgage Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>Calculate your VA loan payment with the correct funding fee by service type, use number and down payment. Compare VA to FHA and conventional in one view.</description>
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    <item>
      <title>Down Payment Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>Calculate the cash needed at 3–20% down for any home price — with closing costs, monthly payment and PMI impact — plus a savings timeline to reach your goal.</description>
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      <title>Rent vs. Buy Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>Compare renting vs buying a house — appreciation, what your down payment would earn invested, full ownership costs and the break-even year. Free calculator.</description>
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      <title>Debt-to-Income Ratio Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>Calculate your front-end and back-end DTI, see which mortgage programs you fit, and find how much debt to shed or income to add to hit your target ratio.</description>
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      <title>Rental Property Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>Rental property calculator: monthly cash flow, cap rate, cash-on-cash return, DSCR and 10-year equity projection. Enter price, financing, rent and expenses.</description>
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      <title>Real Estate Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>Calculate your home sale net proceeds — commission, payoff, closing costs and transfer tax broken down visually. Plus home equity and buy-hold-sell ROI.</description>
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      <title>House Affordability Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>How much house can I afford? Enter income, debts and down payment — get your max home price, the binding DTI limit, a 3-tier price band and monthly PITI.</description>
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      <title>Mortgage Comparison Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>Compare two mortgage offers side by side — full PITI, discount points break-even, PMI-drop month, APR and horizon cost. Fixed-rate only, no live rates.</description>
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      <title>Loan Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>Free loan calculator: find your monthly loan payment, total interest and payoff date — or solve for the loan amount or term from a target monthly payment.</description>
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      <title>USDA Mortgage Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>Estimate your USDA loan payment with 0% down, the FY2026 1% upfront guarantee fee and the 0.35% annual fee on the average balance, and compare it with FHA.</description>
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      <title>Conventional Mortgage Calculator</title>
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      <pubDate>Fri, 23 Oct 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>Estimate your conventional loan payment with PMI, the exact month PMI cancels at 78% LTV, a conventional vs FHA comparison and the 2026 FHFA limit of $832,750.</description>
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      <title>Compound Interest Calculator</title>
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      <pubDate>Thu, 22 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>See how compound interest grows your savings with regular contributions, and how long it actually takes to double your money using the Rule of 72.</description>
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      <title>Investment Return Calculator</title>
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      <pubDate>Thu, 22 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>Find your investment's real return, comparing simple ROI against annualised CAGR so you can see why CAGR usually looks lower than your total gain.</description>
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      <title>Stock Return Calculator</title>
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      <pubDate>Thu, 22 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>Calculate a stock trade's real profit including dividends and commissions, with the annualised return (CAGR) and a break-even price to check against an index.</description>
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      <title>Dividend Reinvestment Calculator</title>
      <link>https://calculatormanager.com/calculators/dividend-reinvestment/</link>
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      <pubDate>Thu, 22 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>See how reinvesting dividends through a DRIP compounds your share count year after year, and how much that beats simply taking the cash payouts.</description>
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      <title>Capital Gains Calculator</title>
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      <pubDate>Thu, 22 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>Work out your capital gain or loss on stocks, real estate or crypto, including whether it falls under short-term or long-term 2026 tax rates.</description>
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      <title>Cryptocurrency Return Calculator</title>
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      <pubDate>Thu, 22 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>Calculate your crypto profit or loss after exchange and network fees, with simple ROI, annualised CAGR and the break-even sell price for each coin or token.</description>
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      <title>Dividend Income Calculator</title>
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      <pubDate>Thu, 22 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>Find out how much dividend stock you would need to own to earn $1,000 a month in income, and how rising dividends change that figure over time.</description>
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      <title>Compound Interest Daily Calculator</title>
      <link>https://calculatormanager.com/calculators/compound-interest-daily/</link>
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      <pubDate>Thu, 22 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>See whether daily compounding really beats monthly on a savings account or HYSA, with your true APY and a full year-by-year balance schedule.</description>
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      <title>Compound Interest Monthly Calculator</title>
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      <pubDate>Thu, 22 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>A monthly compound interest calculator with a savings-goal solver: find exactly how much to save each month to hit your target, month by month.</description>
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      <title>Compound Interest Quarterly Calculator</title>
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      <pubDate>Thu, 22 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>See how a CD grows with quarterly compounding, what your real APY works out to, and how quarterly compares with monthly on the very same rate.</description>
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      <title>Real Return Calculator</title>
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      <pubDate>Thu, 22 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>Use the Fisher equation to find your true inflation-adjusted return, rather than the rough estimate you get by subtracting inflation from nominal.</description>
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      <title>Effective Annual Rate Calculator</title>
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      <pubDate>Thu, 22 Oct 2026 06:00:00 GMT</pubDate>
      <category>Investment</category>
      <description>Convert APR to APY in one step and see the real difference between APR and EAR, on a savings account or a loan, with the compounding written out.</description>
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      <title>Income Tax Calculator</title>
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      <pubDate>Thu, 22 Oct 2026 06:00:00 GMT</pubDate>
      <category>Tax</category>
      <description>Estimate your 2026 federal income tax and verified state tax from gross income and filing status, with every bracket layer shown and the effective rate defined.</description>
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      <title>Marginal Tax Rate Calculator</title>
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      <pubDate>Thu, 22 Oct 2026 06:00:00 GMT</pubDate>
      <category>Tax</category>
      <description>See how much of a raise, bonus or Roth conversion you keep in 2026 with this marginal tax rate calculator: federal, verified state and FICA stacked on it.</description>
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      <title>California Paycheck Calculator</title>
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      <pubDate>Thu, 22 Oct 2026 06:00:00 GMT</pubDate>
      <category>Tax</category>
      <description>Estimate your 2026 California take-home pay across all ten state brackets, including the uncapped 1.3% SDI that federal-only estimates miss.</description>
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      <title>Paycheck Calculator</title>
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      <pubDate>Thu, 22 Oct 2026 06:00:00 GMT</pubDate>
      <category>Tax</category>
      <description>Estimate take-home pay from a gross salary: federal tax, Social Security, Medicare, state tax and 401(k), shown per paycheck and for the year.</description>
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      <title>401(k) Calculator</title>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Retirement</category>
      <description>Calculate your 401(k) balance at retirement with employer match, salary growth and fees — see the match you leave unclaimed and the 2026 IRS limits.</description>
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      <title>IRA Calculator</title>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Retirement</category>
      <description>Calculate Roth and traditional IRA growth to retirement and compare both at equal after-tax cost, with the 2026 limits and income phase-outs built in.</description>
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      <title>Retirement Savings Calculator</title>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Retirement</category>
      <description>Find out if your retirement savings are on track: enter your age, savings and the income you want to see the nest egg you need, your gap and what closes it.</description>
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      <title>Retirement Income Calculator</title>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Retirement</category>
      <description>Add up your monthly retirement income from Social Security, pension, work and savings — with the taxable share of Social Security and how long savings last.</description>
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      <title>Social Security Benefits Calculator</title>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Retirement</category>
      <description>Estimate how much Social Security you will get at 62, full retirement age and 70 from your earnings, with the 2026 bend points, spousal benefit and break-even.</description>
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      <title>Pension Calculator</title>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Retirement</category>
      <description>Calculate a defined-benefit pension from years of service, multiplier and final salary, with early-retirement reduction, then compare lump sum vs annuity.</description>
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      <title>Required Minimum Distribution Calculator</title>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Retirement</category>
      <description>Calculate your 2026 required minimum distribution from the IRS Uniform Lifetime Table — the RMD on your IRA or 401(k), your start age, deadline and projection.</description>
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      <title>Retirement Age Calculator</title>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Retirement</category>
      <description>Find your Social Security full retirement age by birth year, plus the dates to claim at 62 or 70, enroll in Medicare, withdraw penalty-free and start RMDs.</description>
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      <title>Early Retirement Calculator</title>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Retirement</category>
      <description>Find the age you can retire early. Enter savings, annual spending and return to get your FI target, years to go, and how a 1% return shift moves your date.</description>
    </item>
    <item>
      <title>Retirement Withdrawal Calculator</title>
      <link>https://calculatormanager.com/calculators/retirement-withdrawal/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Retirement</category>
      <description>Find out how long your retirement savings will last — or how much you can withdraw. Enter balance, return and inflation for a year-by-year drawdown schedule.</description>
    </item>
    <item>
      <title>Safe Withdrawal Rate Calculator</title>
      <link>https://calculatormanager.com/calculators/safe-withdrawal-rate/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Retirement</category>
      <description>Run the 4 percent rule with this safe withdrawal rate calculator: first-year income, the 25× nest egg, 3–5% compared, and the Bengen and Trinity figures.</description>
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    <item>
      <title>Roth Conversion Calculator</title>
      <link>https://calculatormanager.com/calculators/roth-conversion/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Retirement</category>
      <description>Calculate the federal tax on a Roth conversion, model long-term after-tax wealth vs keeping a Traditional IRA, and check Form 8606 pro-rata backdoor rules.</description>
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    <item>
      <title>Social Security Optimizer</title>
      <link>https://calculatormanager.com/calculators/social-security-optimizer/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Retirement</category>
      <description>Free when to take Social Security calculator: compare total benefits at each claiming age from 62 to 70, with break-even ages under your own assumptions.</description>
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    <item>
      <title>Savings Goal Calculator</title>
      <link>https://calculatormanager.com/calculators/savings-goal/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Personal Finance</category>
      <description>Find how much to save each month, week or paycheck to hit any goal by a target date — with a progress bar, emergency fund preset and savings timeline.</description>
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    <item>
      <title>Debt Snowball Calculator</title>
      <link>https://calculatormanager.com/calculators/debt-snowball/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Personal Finance</category>
      <description>Build a debt snowball plan with extra payments and rollover: each payoff month, the debt-free date and interest, beside the avalanche and minimums-only results.</description>
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    <item>
      <title>Debt Avalanche Calculator</title>
      <link>https://calculatormanager.com/calculators/debt-avalanche/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Personal Finance</category>
      <description>Use this debt avalanche calculator to pay your highest-APR debt first, see the interest you save versus the snowball method, and find your debt-free date.</description>
    </item>
    <item>
      <title>Tip Split Calculator</title>
      <link>https://calculatormanager.com/calculators/tip-split/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Personal Finance</category>
      <description>Split a bill and tip by what each person ordered, by shares or evenly. Tax and tip go pro rata, odd cents are named and the shares add up to the receipt.</description>
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    <item>
      <title>Expense Splitter</title>
      <link>https://calculatormanager.com/calculators/expense-splitter/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Personal Finance</category>
      <description>Split shared expenses between roommates or a trip group: equal, by shares or by income. See who owes who and the transfers that settle up, to the cent.</description>
    </item>
    <item>
      <title>Credit Score Impact Calculator</title>
      <link>https://calculatormanager.com/calculators/credit-score-impact/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Personal Finance</category>
      <description>Calculate your credit utilization ratio per card and overall, then see it after a payment, limit increase, transfer, closed or new card. No invented score.</description>
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    <item>
      <title>Savings Rate Calculator</title>
      <link>https://calculatormanager.com/calculators/savings-rate/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Personal Finance</category>
      <description>Find your personal savings rate including 401(k), IRA and employer match — and see it under four named conventions so you know why published figures differ.</description>
    </item>
    <item>
      <title>Tip Calculator</title>
      <link>https://calculatormanager.com/calculators/tip/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Personal Finance</category>
      <description>Work out the tip, total and each person's share. Tip on the pre-tax bill or the total, split to the cent with the odd cents shown, and round up to the dollar.</description>
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    <item>
      <title>Business Valuation Calculator</title>
      <link>https://calculatormanager.com/calculators/business-valuation/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Business Financial</category>
      <description>Estimate what a business is worth four ways — SDE and EBITDA multiples, DCF and net assets — from your own figures, beside a named and dated reference range.</description>
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    <item>
      <title>Profit Margin Calculator</title>
      <link>https://calculatormanager.com/calculators/profit-margin/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Business Financial</category>
      <description>Calculate profit margin from revenue and cost, convert margin to markup exactly and find the price for a target margin, with a gross-to-net margin ladder.</description>
    </item>
    <item>
      <title>Cash Flow Calculator</title>
      <link>https://calculatormanager.com/calculators/cash-flow/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Business Financial</category>
      <description>Project 12 months with this cash flow calculator: closing cash, lowest balance and any month short, split into operating, investing and financing cash flow.</description>
    </item>
    <item>
      <title>Depreciation Calculator</title>
      <link>https://calculatormanager.com/calculators/depreciation/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Business Financial</category>
      <description>Use this depreciation calculator for straight-line or declining balance schedules, or 2026 MACRS with the $2.56M Section 179 limit, 100% bonus and car caps.</description>
    </item>
    <item>
      <title>Markup Calculator</title>
      <link>https://calculatormanager.com/calculators/markup/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Business Financial</category>
      <description>Calculate markup percentage or a selling price from cost and markup, see the exact margin each markup gives, and chain wholesale to retail markups.</description>
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    <item>
      <title>Discount Calculator</title>
      <link>https://calculatormanager.com/calculators/discount/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Business Financial</category>
      <description>Find the sale price and savings from a percent or dollar discount, with sales tax on the discounted price. Stack two discounts and a coupon, or work backwards.</description>
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    <item>
      <title>Days Sales Outstanding Calculator</title>
      <link>https://calculatormanager.com/calculators/days-sales-outstanding/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Business Financial</category>
      <description>Use this days sales outstanding calculator to get DSO from receivables and credit sales, compare it with your terms, and add best-possible and count-back DSO.</description>
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    <item>
      <title>Working Capital Calculator</title>
      <link>https://calculatormanager.com/calculators/working-capital/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Business Financial</category>
      <description>Use this working capital calculator for net working capital, the current, quick and cash ratios with the formula named, and the change since a prior period.</description>
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    <item>
      <title>Cash Conversion Cycle Calculator</title>
      <link>https://calculatormanager.com/calculators/cash-conversion-cycle/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Business Financial</category>
      <description>Use this cash conversion cycle calculator for DIO, DSO, DPO and the days cash is tied up, with DPO on COGS or purchases and period-end or average balances.</description>
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    <item>
      <title>Inventory Turnover Calculator</title>
      <link>https://calculatormanager.com/calculators/inventory-turnover/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Business Financial</category>
      <description>Use this inventory turnover calculator for the turnover ratio and days inventory outstanding from COGS and average or ending inventory, with a prior period.</description>
    </item>
    <item>
      <title>Accounts Receivable Turnover Calculator</title>
      <link>https://calculatormanager.com/calculators/accounts-receivable-turnover/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Business Financial</category>
      <description>Use this accounts receivable turnover calculator for the receivables turnover ratio, the collection period in days and the turnover your payment terms imply.</description>
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    <item>
      <title>BMI (Body Mass Index) Calculator</title>
      <link>https://calculatormanager.com/calculators/bmi/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Body Measurement</category>
      <description>Calculate your BMI in kg and cm or lb and ft, see your WHO/CDC adult category, the healthy weight range for your height, BMI prime and Asian cut-offs.</description>
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    <item>
      <title>Body Fat Percentage Calculator</title>
      <link>https://calculatormanager.com/calculators/body-fat-percentage/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Body Measurement</category>
      <description>Estimate your body fat percentage with a tape measure (US Navy method) and see it on a healthy body fat chart by age and sex, with fat mass and lean mass.</description>
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    <item>
      <title>Ideal Weight Calculator</title>
      <link>https://calculatormanager.com/calculators/ideal-weight/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Body Measurement</category>
      <description>Ideal weight calculator: the healthy weight range for your height and sex, with the Devine, Robinson, Miller and Hamwi ideal body weight formulas side by side.</description>
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    <item>
      <title>Cost of Goods Sold Calculator</title>
      <link>https://calculatormanager.com/calculators/cost-of-goods-sold/</link>
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      <pubDate>Tue, 20 Oct 2026 06:00:00 GMT</pubDate>
      <category>Business Financial</category>
      <description>Use this cost of goods sold calculator: beginning inventory plus net purchases minus ending inventory, with freight-in, returns, manufacturers and gross profit.</description>
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    <item>
      <title>Financial Independence Calculator</title>
      <link>https://calculatormanager.com/calculators/financial-independence/</link>
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      <pubDate>Sat, 17 Oct 2026 06:00:00 GMT</pubDate>
      <category>Personal Finance</category>
      <description>Use this FIRE calculator to find your FI number and years to financial independence from your savings rate, plus Coast FI and a savings-rate curve.</description>
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    <item>
      <title>Return on Investment (ROI) Calculator</title>
      <link>https://calculatormanager.com/calculators/return-on-investment/</link>
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      <pubDate>Sat, 17 Oct 2026 06:00:00 GMT</pubDate>
      <category>Business Financial</category>
      <description>Calculate return on investment as a percentage, add ongoing costs, and see the annualised ROI over your holding period or the ROAS of a marketing campaign.</description>
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    <item>
      <title>Break-even Analysis Calculator</title>
      <link>https://calculatormanager.com/calculators/break-even-analysis/</link>
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      <pubDate>Sat, 17 Oct 2026 06:00:00 GMT</pubDate>
      <category>Business Financial</category>
      <description>Free break-even analysis calculator: find break-even units and revenue, target-profit units and margin of safety, with a chart and a sensitivity table.</description>
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    <item>
      <title>Alternative Minimum Tax Calculator</title>
      <link>https://calculatormanager.com/calculators/alternative-minimum-tax/</link>
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      <pubDate>Sun, 04 Oct 2026 06:00:00 GMT</pubDate>
      <category>Tax</category>
      <description>Estimate your 2026 alternative minimum tax from ISO spread, SALT add-back and income — Form 6251 line by line, plus the ISO spread you can exercise AMT-free.</description>
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    <item>
      <title>International Tax Comparison Calculator</title>
      <link>https://calculatormanager.com/calculators/international-tax-comparison/</link>
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      <pubDate>Sun, 04 Oct 2026 06:00:00 GMT</pubDate>
      <category>Tax</category>
      <description>Compare income tax by country: OECD net tax rates for 38 countries, plus India, China, Singapore and 7 more Asian economies from their own tax law.</description>
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    <item>
      <title>Capital Gains Tax Calculator</title>
      <link>https://calculatormanager.com/calculators/capital-gains-tax/</link>
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      <pubDate>Sat, 03 Oct 2026 06:00:00 GMT</pubDate>
      <category>Tax</category>
      <description>Estimate your 2026 capital gains tax with the gain stacked on your income across the 0%, 15% and 20% layers — short vs long-term, NIIT, home-sale exclusion.</description>
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    <item>
      <title>Property Tax Calculator</title>
      <link>https://calculatormanager.com/calculators/property-tax/</link>
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      <pubDate>Sat, 03 Oct 2026 06:00:00 GMT</pubDate>
      <category>Tax</category>
      <description>Estimate your annual property tax from assessed value and rate in mills, %, per $100 or per $1,000. Reverse mode finds your effective rate from a known bill.</description>
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    <item>
      <title>Sales Tax Calculator</title>
      <link>https://calculatormanager.com/calculators/sales-tax/</link>
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      <pubDate>Sat, 03 Oct 2026 06:00:00 GMT</pubDate>
      <category>Tax</category>
      <description>Calculate sales tax for any US state with the 2026 state and average local rate, add tax to a price or reverse it out of a total, and see your local-rate range.</description>
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    <item>
      <title>Estate Tax Calculator</title>
      <link>https://calculatormanager.com/calculators/estate-tax/</link>
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      <pubDate>Sat, 03 Oct 2026 06:00:00 GMT</pubDate>
      <category>Tax</category>
      <description>Estimate the federal estate tax on any estate with the 2026 $15 million exclusion, portability (DSUE), prior gifts and the Form 706 filing test, step by step.</description>
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    <item>
      <title>Gift Tax Calculator</title>
      <link>https://calculatormanager.com/calculators/gift-tax/</link>
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      <pubDate>Sat, 03 Oct 2026 06:00:00 GMT</pubDate>
      <category>Tax</category>
      <description>Work out how much of your 2026 gifts is tax-free per recipient, what counts against the lifetime exclusion and whether you must file Form 709 — with splitting.</description>
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    <item>
      <title>Self-Employment Tax Calculator</title>
      <link>https://calculatormanager.com/calculators/self-employment-tax/</link>
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      <pubDate>Sat, 03 Oct 2026 06:00:00 GMT</pubDate>
      <category>Tax</category>
      <description>Calculate your 2026 self-employment tax line by line: 92.35% net earnings, Social Security to the wage base, Medicare, the 0.9% surcharge and the W-2 offset.</description>
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    <item>
      <title>Tax Bracket Calculator</title>
      <link>https://calculatormanager.com/calculators/tax-bracket/</link>
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      <pubDate>Sat, 03 Oct 2026 06:00:00 GMT</pubDate>
      <category>Tax</category>
      <description>Find your 2026 federal tax bracket from income and filing status: the full table with your row marked, room to the next bracket, marginal vs effective rate.</description>
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    <item>
      <title>Early Loan Payoff Calculator</title>
      <link>https://calculatormanager.com/calculators/early-loan-payoff/</link>
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      <pubDate>Sun, 27 Sep 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>Compare four loan payoff strategies side by side: extra monthly, bi-weekly, annual lump sum and round-up — see months and interest saved for each.</description>
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    <item>
      <title>Balloon Payment Calculator</title>
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      <pubDate>Sun, 27 Sep 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>Free balloon payment calculator: find your balloon amount, monthly payment, and interest with any amortisation term, interest-only mode, and a payment solver.</description>
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    <item>
      <title>Refinance Calculator</title>
      <link>https://calculatormanager.com/calculators/refinance/</link>
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      <pubDate>Sun, 27 Sep 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>Calculate your mortgage refinance break-even month, monthly payment savings, and lifetime interest difference. See the real cost of resetting your loan term.</description>
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    <item>
      <title>Loan Consolidation Calculator</title>
      <link>https://calculatormanager.com/calculators/loan-consolidation/</link>
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      <pubDate>Sun, 27 Sep 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>Calculate your savings with this free loan consolidation calculator. Compare monthly payments, total interest, and payoff timelines across multiple debts.</description>
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    <item>
      <title>APR Calculator</title>
      <link>https://calculatormanager.com/calculators/apr/</link>
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      <pubDate>Sun, 27 Sep 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>Calculate the TILA APR from note rate, loan amount and fees. Reverse mode finds what any APR implies in fees. Mortgage and loan APR — APR vs APY explained.</description>
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    <item>
      <title>Mortgage Calculator</title>
      <link>https://calculatormanager.com/calculators/mortgage/</link>
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      <pubDate>Thu, 24 Sep 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>Calculate your monthly mortgage payment — P&amp;I, taxes, insurance and PMI — with the full amortization schedule, PMI drop date and extra-payment savings.</description>
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    <item>
      <title>Mortgage Payoff Calculator</title>
      <link>https://calculatormanager.com/calculators/mortgage-payoff/</link>
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      <pubDate>Thu, 24 Sep 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>Mortgage payoff calculator: see how extra payments, biweekly payments or a lump sum cut your loan term and total interest — with a recast vs prepay comparison.</description>
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    <item>
      <title>Loan Amortization Calculator</title>
      <link>https://calculatormanager.com/calculators/loan-amortization/</link>
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      <pubDate>Thu, 24 Sep 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>Free loan amortization calculator with full schedule, extra payments and CSV download. See your monthly payment, total interest and payoff date in seconds.</description>
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    <item>
      <title>Loan Payoff Calculator</title>
      <link>https://calculatormanager.com/calculators/loan-payoff/</link>
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      <pubDate>Thu, 24 Sep 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>Free loan payoff calculator: see when your loan is paid off with extra payments or a lump sum, or find the monthly payment that hits any target date.</description>
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    <item>
      <title>Auto Loan Calculator</title>
      <link>https://calculatormanager.com/calculators/auto-loan/</link>
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      <pubDate>Thu, 24 Sep 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>Free auto loan calculator with trade-in equity, sales tax, fees and 48–84 month term comparison. See your monthly car payment and total loan interest.</description>
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      <pubDate>Thu, 24 Sep 2026 06:00:00 GMT</pubDate>
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      <description>Calculate student loan monthly payments, interest capitalization, and payoff schedules with extra payments across federal and private student debt.</description>
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      <pubDate>Thu, 24 Sep 2026 06:00:00 GMT</pubDate>
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      <description>Calculate your personal loan monthly payment, net proceeds and true APR — with the origination fee deducted from proceeds or added to principal.</description>
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      <pubDate>Thu, 24 Sep 2026 06:00:00 GMT</pubDate>
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      <description>Calculate small business loan payments, true APR with fees, and DSCR coverage. Compare term loans and factor rate advances with an amortization schedule.</description>
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      <pubDate>Thu, 24 Sep 2026 06:00:00 GMT</pubDate>
      <category>Loan &amp; Mortgage</category>
      <description>Compare up to 4 loan offers side by side — monthly payment, APR, total cost and horizon cost. See which loan costs less over the time you plan to keep it.</description>
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