Cryptocurrency Return Calculator

Multiply the units by the buy price and add all buying costs (exchange fee, fixed fee, network fee) for the cost basis. Multiply the units by the sell price and subtract all selling costs for net proceeds. Net proceeds minus cost basis is the net gain or loss; divide it by the cost basis for the return on investment (ROI).

Exchange fees apply to both sides of a round trip. A 10% price gain with a 1% buy fee and a 1% sell fee is a 7.82% ROI — the fees took more than two points of the gain. On a small price move, fees can erase a profit or deepen a loss. The page shows the total fees paid and their share of the cost basis beside the return.

Yes. Enter the price you paid per BTC and the price you received, with your exchange fees. Prices are entered by hand — the calculator fetches no live prices and has no coin list — so it works the same for Bitcoin, Ethereum, Solana or any other coin. Fractional holdings such as 0.25 or 0.001 BTC are supported.

CAGR converts the total gain or loss into a constant compound rate per year: (net proceeds / cost basis)^(1 / years) - 1. A 50% gain over six months is 125% annualised; the same 50% over three years is 14.47% a year. It needs positive net proceeds — a trade that returns nothing has no meaningful CAGR.

The page shows a negative ROI and the dollar loss. A crypto loss is still reported: it offsets capital gains, and up to $3,000 of net capital loss a year ($1,500 if married filing separately) can offset ordinary income, with the rest carried forward (IRS Topic 409). Use the capital gains calculator to classify it as short- or long-term.

Yes. Under IRS Notice 2014-21 cryptocurrency is property, so selling it for cash, swapping it for another coin and spending it are taxable disposals. The gain or loss is proceeds minus your adjusted basis. Brokers report digital-asset sales on Form 1099-DA, starting with 2025 transactions. This calculator estimates the economic return, not the tax.

Mostly. Crypto is property, so a sale, swap or purchase with crypto produces a capital gain or loss like selling shares: short-term (held one year or less) at ordinary income rates, long-term at 0%, 15% or 20% for 2026. One difference: the wash sale rule in IRC §1091 applies to stock and securities, and the IRS has not applied it to crypto.

The default is first-in, first-out: the earliest units bought are treated as sold. You can instead specifically identify the units sold — including highest cost first — if you can document each unit's date and cost, and since 1 January 2025 basis must be tracked per wallet or exchange account. Units bought at $30,000 and $50,000, one sold at $60,000: FIFO reports a $30,000 gain, the $50,000 unit $10,000.

Yes. Under IRS Revenue Ruling 2023-14, staking rewards are ordinary income equal to their fair market value when you gain control of them, whether or not you sell. That value becomes the basis of the rewarded units, and a later sale produces a separate capital gain or loss. 0.1 ETH worth $300 when received is $300 of income; selling it later for $400 adds a $100 gain.

It models one trade. For several purchases at different prices, enter the total units, the weighted average buy price per unit and the total buy fees; the result is exact for the whole position sold at one price. It does not track lots separately, so for tax reporting use your exchange's lot records.

Divide $1,000 by the price on the day you bought to get the units, then multiply by today's price. At a $25,000 purchase price, $1,000 buys 0.04 BTC; at $75,000 that is worth $3,000, a 200% return before fees. Enter 0.04 units and both prices here to include exchange fees and see the annualised figure.

Not under current law. The wash sale rule in IRC §1091 covers stock and securities, and the IRS treats crypto as property, so a loss on crypto sold and bought back within 30 days is not disallowed by that rule. Congress has proposed extending it to digital assets, so check current IRS guidance. A repurchase starts a new holding period.